If your property is the midst of a drought, or in the midst of a hurricane, the best place to find a safe refuge during an emergency is underground. There are many kinds of shelters for storms including small shelters for residential use to large emergency shelters that can be utilized in schools. The best part is that these kinds of shelters aren't expensive, so you'll save lots of money.
Below-ground shelters are much easier to construct than above-ground storm shelters. The shelters are simply lowered into the hole, and then filled with concrete. When the weather gets enough severe the lid is put in place and the Shelter is secured to the concrete slab. And because they are built under the ground, they're much safer than above-ground shelters. And you'll never have to worry about the roof getting wet or uncomfortable, damp conditions.
There are underground shelters you can install in your garage, as well as above-ground storm shelters. This shelter is comparable to other shelters underground, however it's located under your garage. The only difference between above-ground shelters and other underground shelters is that they're constructed of high-quality steel. They also must meet local codes and FEMA requirements. The best way to protect your home is to build your own storm shelter, but make sure you get an expert and obtain the appropriate permits prior to starting.